Asked Any Questions
Each of our programs costs are explained in detail.
You will be given an on-line account page where you can watch progress. There is a Time Line and Progress Report as well as Credit Analysis component.
Sure, It’s your right and responsibility to monitor and protect your own credit. The government has a set of laws to help you called the Fair Credit Reporting Act. Solidarity Company is here if you need help from professionals who work with the bureaus and these laws every day.
No. That is not an effective strategy. The credit bureaus and creditors receive millions of disputes monthly. They are prepared to handle a heavy flow of challenges, so when we attack an item from your credit, we expect a response. All of our challenges are custom arguments.
Sure, your credit is your own, you just need to be aware that applying for new credit will add new inquiries to your credit report which will impact your credit score.
YES. It is your responsibility to protect your credit while we are working on your history. If you add new damage to your credit report, you will be working against us.
It is possible for a negative listing that had been deleted to be verified by a creditor after the deletion is complete. When this happens the Fair Credit Reporting Act states that the credit bureaus need to inform you before re-reporting an items that had been deleted. It is a rare occurrence to have an item removed and replaced, but it is possible.
A charge-off can remain on your credit report for up to seven years from the date of the first late payment that led to default.
Once you have a judgment against you, the plaintiff may be able to collect the money in several ways including wage attachments or garnishments. Learn everything you need to know about how judgments affect credit.
Paying your bills every month will build your credit history. If they are revolving or installment accounts, paying your bills every month will build your credit history.
Solidarity Company can help you understand what should and shouldn’t be on your credit report and share tactics that may help you get incorrectly reported late payments removed